TIO is the leading multi-channel expedited bill payment processor in North America.


With over 24,000 location endpoints to its processing network and a growing online origination business, TIO symbolizes fast, convenient, and secure access to expedited payment services. TIO integrates their Transaction Processing System to iQmetrix which allows retailers real-time processing capabilities, accurate payment posting, and guaranteed funding.

TIO can provide wireless carriers and other billers with several payment solutions including a system designed specifically for use in their authorized dealer channel (and/or company-operated locations) as well as access to nearly 60,000 retail payment locations throughout the U.S.

Benefits to Billers

  • A branded user experience custom for your organization
  • Drive traffic to your store
  • Gain customer retention
  • Increase revenue by offering new services at the store
  • Real-time posting capabilities
  • Push notifications, usage dashboard, and payment history functionality
  • Indexing of payment methods and account information

TIO currently provides carriers like AT&T and Cricket with exactly these kinds of services. Learn more about the RQ TIO Bill Pay Service integration.

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