--- title: iQ Pay - Payment Processing date: 2022-03-16T23:44:00-07:00 author: korcontrol canonical_url: "https://www.iqmetrix.com/intelligent-commerce/financial-services/payment-processing" section: Pages --- iQ Pay is more than a processor — it’s the driving force behind the future of commerce, empowering retailers with intelligent and frictionless transactions. iQ Pay is an end-to-end embedded and mobile-first payments solution designed to evolve with your growing business. Simplify financial services with consolidated payment processing, support, hardware, and reporting in one single vendor experience. - Request Pricing - Contact Sales ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABIAAAANAQMAAACegKxaAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAAxJREFUCNdjYCAdAAAANAABp32xnAAAAABJRU5ErkJggg==) ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABQAAAAHAQMAAAAyBf97AAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAAtJREFUCNdjYMANAAAcAAHMmrA6AAAAAElFTkSuQmCC) ### **Innovative checkout experiences** Processing payments has never been more streamlined. Attract more customers by offering all of their preferred payment methods, take payments anywhere with our sleek mobile terminals, and offer one-click payment options with [Remote Pay](https://www.iqmetrix.com/intelligent-commerce/financial-services/payment-processing/remote-pay). ### **Stay online, always** Ensure reliable transactions with cellular-enabled terminals and offline processing, reducing failed payments. ### ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABEAAAAMAQMAAAC+68T8AAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAAxJREFUCNdjYCANAAAAMAABx6qFjgAAAABJRU5ErkJggg==) ### **Everything payments, all in one place** From onboarding to hardware sourcing to payment support and everything in between, iQ Pay is the exclusive payments platform embedded seamlessly in your POS. Reduce vendor complexity, streamline troubleshooting, and resolve issues faster with a single source of truth. ### **Strengthen security and reduce fraud** Stay protected with fully PCI, PSD2, and EMV-compliant payment flows. Simplify transactions with cardless refunds and leverage real-time fraud prevention tools including 3DS2 technology on all ecommerce transactions. ### **Increase conversion and boost revenue** Buy Now, Pay Later can unlock higher conversion, larger order value, and greater revenue by offering customers an easy and flexible way to complete their purchase. Offering BNPL as a payment option can help telecom retailers close more sales while delivering a smooth checkout experience. ##### $4.1 billion-plus transacted through integrated payments in 2024 ##### 48 million-plus integrated transactions in 2024 ##### 2x faster than standalone transactions > iQmetrix provided a high level of support during our transition to iQ Pay. What we expected to be a complex undertaking turned out to be a smooth and seamless process. The integration was handled with impressive efficiency, allowing our team to stay focused on our operations without any downtime. It’s rare to find a partner that balances innovative tech with such reliable, hands-on support. Carly Comtois Director of Marketing, SmartCell Communications | TELUS dealer ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAB0AAAAYAQMAAAA8kGT/AAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAAxJREFUCNdjYBgYAAAAeAAB2u2iVwAAAABJRU5ErkJggg==) ![Contactless Payments for Telecom Retail](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADYAAAAjAQMAAADlkGu2AAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAA1JREFUGNNjYBgF2AAAARgAAYVaLgwAAAAASUVORK5CYII=) ### **Convenient Remote Payments** Remote Pay turns any mobile device into a payment terminal, letting customers pay seamlessly via credit card or digital wallets. Simply select Remote Pay, and a secure payment link is instantly sent via text or email — enabling fast, hassle-free, one-click payments. - [ Learn More ](https://www.iqmetrix.com/intelligent-commerce/financial-services/payment-processing/remote-pay) ##### Payment Integration Automate the checkout flow, reduce human error, and reconcile with ease. Connected workstations that operate in tandem with payment terminals mean that transactional data is always the same across the board. Accept all popular payment methods — credit, debit, Apple Pay, Google Pay. ##### Secure Payments Securely process payments with certified terminals and end-to-end encryption that protects cardholder data. PCI compliance support is built-in, significantly simplifying compliance and removing the need for a separate PCI add‑on. ##### Offline Payments If the POS is down, you’re still covered. Take payments regardless of connectivity status to either the POS or the internet, so you can always put your customers’ experience first. ##### Online Chargeback Management Save time and money by managing your chargebacks through our centralized reporting tool. Manage your chargeback history, view data across all locations, and dispute chargebacks directly from the report. ##### Cardless Refunds Reduce your risk of employee fraud and PCI risk with built-in cardless refunds, allowing transactions to always refund to the original card without it being present. ##### Buy Now, Pay Later Buy Now, Pay Later gives approved customers the flexibility to pay for devices or accessories over time. With a quick eligibility check and a seamless checkout flow through Remote Pay, retailers can offer a modern financing experience that can increase conversion and lift revenue. ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABIAAAANAQMAAACegKxaAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAAxJREFUCNdjYCAdAAAANAABp32xnAAAAABJRU5ErkJggg==) ### **Mobile-First Payment Terminals** Explore in-person payment devices designed to meet your retail needs. With our lightweight card reader or powerful mobile Android device, our flexible hardware options allow you to take payment anywhere. - [ Explore Terminals ](https://www.iqmetrix.com/intelligent-commerce/financial-services/payment-processing/iq-payments-devices) - Request Pricing ![](https://assets.iqmetrix.com/images/Visa-Service-Provider-Badge-2025.png) ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABAQMAAAAl21bKAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAApJREFUCNdjYAAAAAIAAeIhvDMAAAAASUVORK5CYII=) ![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAEEAAAAqAQMAAADWCqSfAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAA5JREFUGNNjYBgFgx0AAAGkAAF1aC7YAAAAAElFTkSuQmCC) ### **Third-Party Processing** iQmetrix also integrates to third-party processors across the US and Canada. Third-party processing fees apply. For full details on available services, contact a processor below. Shop third-party processing payment devices [here.](https://www.iqmetrix.com/intelligent-commerce/financial-services/payment-processing/hardware) - [ Contact Chase Paymentech ](https://www.iqmetrix.com/partners/chase) - [ Contact Elavon ](https://www.iqmetrix.com/partners/elavon)